Steve Myers is a successful lawyer turned fisherman – a good laywer but a happier fisherman. When lightning strikes and sinks his fishing boat (and floating home), the insurance company invokes the Act of God clause and refuses to pay, despite Steve’s comprehensive insurance cover.
Steve’s ex-wife and her partner have guaranteed the loan, and if he doesn’t recover the money, their caravan park business will be destroyed as well. Steve ‘gets mad and wants to get even’. He could take on the insurance companies but he knows he will lose. So, in desperation, Steve sees no way but to sue the other party – God.
The logic is that if God destroyed his boat, the deity can be sued because God owes Steve one. If God doesn’t turn up, then those who say they represent God will have to take the rap. This really sets the ‘cat amongst the pigeons’ for the fat-cat lawyers, insurance companies and religious leaders, who are not prepared to take this lying down.
Along the way, Steve gets help for his cause from a high profile but jaded and disgruntled journalist, Anna Denmark, with her own axe to grind about insurance companies.